Personal CFO.

// Examples

Ten household profiles. No sign-in required.

Each profile is a fully-populated ledger — income, expenses, debts, assets, goals, and twelve months of synthetic history. Open one to see exactly what the Boardroom and Balance Sheet look like for that situation. Every figure is calculated using the same logic as your own inputs.

Early Career Professional

Developing

24–26, two years in, first pay rise — saving for a house and a wedding.

Net worth
-$20,550
FCF / mo
-$45
Liquidity
0.9 mo
Net income
$2,600
Open profile

Young Family Professional

Stable but constrained

32–38, homeowner with a young child — strong income, dominated by mortgage and nursery.

Net worth
$170,200
FCF / mo
$160
Liquidity
2.0 mo
Net income
$5,000
Open profile

Stable High Earner

Strong

Senior professional, long-tenured mortgage, no consumer debt.

Net worth
$872,000
FCF / mo
$4,065
Liquidity
7.3 mo
Net income
$9,800
Open profile

High Income, High Debt

Mixed — targeted action needed

Earns well, but lifestyle and loans absorb most of it.

Net worth
$135,400
FCF / mo
-$2,160
Liquidity
0.6 mo
Net income
$8,100
Open profile

Negative Net Worth

Under pressure

Liabilities exceed assets — debt-led balance sheet.

Net worth
-$67,750
FCF / mo
-$615
Liquidity
0.2 mo
Net income
$4,050
Open profile

Strong Net Worth, Poor Liquidity

Strong but illiquid

Wealthy on paper, dangerously thin in cash.

Net worth
$828,200
FCF / mo
$1,577
Liquidity
0.6 mo
Net income
$6,950
Open profile

Property Portfolio (BTL Landlord)

Stable but exposed

Equity locked in property, multiple mortgages, tight cash.

Net worth
$361,800
FCF / mo
$1,282
Liquidity
0.4 mo
Net income
$5,400
Open profile

Side Hustle, Volatile Cash Flow

Stable, with discipline

Self-employed primary income, lumpy months and tax reserves.

Net worth
$17,900
FCF / mo
$275
Liquidity
2.2 mo
Net income
$4,400
Open profile

Recently Unemployed

Cash-runway managed

No income; runway funded by savings and severance.

Net worth
$42,500
FCF / mo
-$3,650
Liquidity
3.2 mo
Net income
$0
Open profile

Financially Excellent

Strong

Debt-free, deep liquidity, diversified assets.

Net worth
$1,390,000
FCF / mo
$3,480
Liquidity
13.2 mo
Net income
$8,400
Open profile

Example data — calculated using the same logic as your inputs.