BALANCE_SHEET
Balance Sheet
Period: April 2026
Net Worth
$66,000
Total Assets
$104,000
Total Liabilities
$38,000
Assets
What you ownLiabilities
What you oweNet Worth Calculation
Net Worth$66,000
Reconciles with the Boardroom — same canonical model, no double counting.
Key Ratios
Click any ratio for derivation
Interpretation
- Assets exceed liabilities, but a meaningful portion of what you 'own' is financed by debt.
- Liquidity at 3.1 mo provides room to absorb shocks without selling long-term assets.
- Current cash would not cover the next 12 months of debt service — your short-term position is fragile.
- Solvency is strong on paper, but day-to-day liquidity is the weaker constraint right now.
Drill into income / cash flow on the Boardroom →
Update LedgerNet income (monthly): $6,200 · derived from 0 sources · 3 unsecured-debt items